Gebeta SMS Privacy Policy

a) SMS messages (processed on your device)

With your permission, the App reads SMS messages from recognized bank and mobile-money senders and extracts:

• amount and type of transaction (credit or debit)
• balance shown in the message
• date and time
• reference number
• counterparty name or number, as written in the message

This information is stored only on your device. Messages from senders that are not financial are ignored. We do not read, store, or use one-time passwords (OTPs) or verification codes.

b) Information created in the App

Categories, notes, reminders, and settings you create or change are stored on your device.

c) Device and usage information

When you use the App, limited technical information may be handled automatically, such as Android version, app version, language, and the time of your requests when the App loads content such as articles and videos.

d) Advertising information

The App shows ads. Ad providers such as Google may collect and use your advertising ID and certain device and usage information to show and measure ads.

e) Information you send us

If you email or call us, we receive the details you give us, such as your email address, phone number, and message.

What we do not collect

• Bank passwords
• PINs
• Card numbers
• OTPs or verification codes
• Direct access to your bank account
• Your contacts
• Your photos
• Your precise location

We use information to:

• show your transactions, balances, categories, and summaries;
• send reminders and notifications you have enabled;
• deliver content and app updates;
• show ads and measure how they perform;
• keep the App secure, prevent abuse, and fix errors;
• respond to your questions and requests;
• meet legal obligations.

We process your SMS data based on your consent, which you give when you grant SMS permission after reading the explanation shown in the App.

We process other information to provide the App, to keep it secure, for our legitimate interests in improving it, and to meet legal obligations.

You can withdraw consent at any time, without affecting what was done before.

• We do not sell your personal data.
• We do not share your SMS content or transaction data with banks, advertisers, or any other company.
• Service providers: limited technical and advertising information may be handled by providers that help us run the App, such as Google (advertising and Google Play services). They may use it only under their own terms and privacy policies, for example Google Privacy Policy.
• Legal reasons: we may disclose information if the law, a court, or a competent authority requires it, or to protect the rights, safety, and security of users and the App.
• Business changes: if the App is transferred to another owner, we will make sure this policy continues to protect your information or tell you about changes.

Some providers, such as Google, may process information in countries outside Ethiopia. Where this happens, we rely on providers that apply safeguards appropriate to the applicable law.

Transaction data from your SMS stays on your device until you delete it in the App, clear the App's data, or uninstall the App.

Technical and advertising data is kept by us or our providers only as long as needed for the purposes above, or as the law requires.

Emails and messages you send us are kept as long as needed to help you and to keep records of our communication.

Depending on applicable law, including Ethiopia's Personal Data Protection Proclamation No. 1321/2024, you may:

• access the personal data we hold about you;
• correct data that is wrong;
• delete your data;
• restrict or object to certain uses;
• withdraw consent at any time;
• complain to the competent authority.

Quick controls in your hands

• Delete your transactions inside the App, or clear the App's data in Android settings.
• Uninstall the App to remove all data stored on your device.
• Revoke SMS or notification permission in Android settings.
• Reset or delete your advertising ID in Android settings, and limit ad personalization in your Google settings.

To make a request about data we hold, contact us using the details in Section 12. We may need to confirm your identity, and we will respond within a reasonable time and as the law requires.

Because your SMS-derived data is stored on your device and not on our servers, we cannot see or recover it for you, and deleting it on your device removes it.

We use reasonable technical and organizational measures to protect information, such as processing SMS on your device and limiting the data we collect.

Please also keep your phone secure with a screen lock and updates, because transaction data is stored on it.

No system is completely secure, so we cannot promise absolute security.

If a data breach affects you, we will notify you and the competent authorities as required by law.

The App is not directed to children under 18, and we do not knowingly collect personal data from them.

If you believe a child has used the App, contact us and we will take appropriate steps.

We may update this Privacy Policy from time to time. When we make important changes, we will notify you in the App or by another suitable method and update the "Last Updated" date.

Continuing to use the App after changes take effect means you accept the updated policy.

For privacy questions, requests, or complaints: